DK Investigation and Recovery Services
DK RECOVERY SERVICES

Debt Resolution Services

Statutory debt resolution, One Time Settlement (OTS) facilitation, Lok Adalat compromise, and NPA recovery coordination across Gujarat for Banks, NBFCs, and ARCs.

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Structured Debt Resolution & NPA Recovery Support

Description

DK Investigation and Recovery Services provides specialized debt resolution and recovery coordination services across Gujarat, bridging financial institutions and borrowers through structured negotiation, One Time Settlement (OTS) compromises, and legal mediation.

Led by High Court advocate Mr. Ankur R. Katrodiya (Sanad G/2670/2018) and seasoned banking professional Mr. Hitesh R. Katrodiya (MBA, Ex-HDFC & YES Bank), our certified recovery agents (IIBF DRA) ensure 100% adherence to RBI fair recovery codes while achieving maximum capital recovery.

We support over 30 empanelled commercial banks, NBFCs, and ARCs in managing non-performing assets (NPAs) through strategic borrower dialogues, Lok Adalat settlements, and statutory pre-litigation resolution.

Debt Resolution Services Team
1

One Time Settlement (OTS) Facilitation

Structured borrower communication, financial capability assessment, and coordination of bank-approved OTS compromise proposals.

2

Strategic NPA Portfolio Management

Thorough case analysis, asset tracing, and customized recovery roadmaps targeting hard-core written-off and delinquent accounts.

3

Lok Adalat & Conciliation Support

Representing institutional recovery interests in Lok Adalats and mediation forums for legally binding, swift dispute resolution.

4

100% RBI & Statutory Compliance

Ethical recovery execution strictly abiding by Reserve Bank of India guidelines, IBA guidelines, and fair practices code.

Service Coverage

One Time Settlement (OTS)

Structured negotiation aligning borrower repayment capacity with bank/NBFC approved compromise policies.

Hard Recovery & Field Follow-Up

Tenacious on-ground field tracing, persistent follow-up, and direct recovery coordination for hard-core default accounts.

NPA Resolution Support

Comprehensive multi-pronged resolution combining asset search, statutory notices, and amicable compromise.

Pre-Litigation & Legal Support

Assistance in issuing statutory notices under Section 13(2), conciliation meetings, and coordination with authorized officers.

Borrower Mediation & Counseling

Objective dialogue to counsel borrowers on legal liabilities and facilitate structured voluntary resolution.

Soft Recovery & Tele-Calling

Professional, respectful borrower engagement and structured payment reminders adhering strictly to ethical recovery standards.

Institutional Commitments

Statutory Compliance & Standards

"Our debt resolution and recovery operations adhere rigorously to RBI Fair Practices Code, SARFAESI statutory mandates, and institutional codes of conduct, maintaining zero compliance deviations."

AO

Authorized Officer Standards

Commercial Banking Partner

"DK Investigation's structured borrower conciliation and persistent field tracing have consistently unlocked stalled resolutions and accelerated One Time Settlement closures."

SAM

Stressed Assets Management

Leading Housing Finance / NBFC Partner

"With extensive local presence across all 28 districts of Gujarat, DK Investigation executes challenging physical recoveries and guarantor tracking with remarkable speed and integrity."

ARC

Institutional Recovery Associate

Asset Reconstruction Company (ARC)

Need Professional Recovery Support?

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